In 12-inch nonstick skillet, cook beef, onion, garlic and pepper over medium-high heat 5 to 7 minutes, stirring occasionally, until beef is thoroughly cooked; drain if desired. Stir in rice; cook 2 minutes, stirring constantly.
Stir in broth; heat to boiling. Reduce heat to medium-low. Cover; simmer 10 minutes.
Stir in carrot. Cook uncovered 5 to 7 minutes longer or until liquid is absorbed.
Remove skillet from heat. Stir in cheese. Cover; let stand 3 minutes. Sprinkle with chives.