Heat oven to 375°F. Spray 9-inch pie plate with cooking spray.
Iin small bowl, mix refried beans, Cheddar cheese, salsa and 1 tablespoon taco seasoning mix. Spread in pie plate. Sprinkle with queso fresco cheese.
Bake uncovered 20 to 25 minutes or until bubbly and heated through. Serve with tortilla chips.