Heat oven to 425°F. Spray 9-inch square pan with nonstick cooking spray.
Lightly spoon flour into measuring cup; level off. In large bowl, combine flour, cornmeal, baking powder, salt and cumin; mix well.
In medium bowl, combine milk, honey, yogurt and egg whites; blend well. Stir in bell pepper and 1/2 cup of the cheese. Add milk mixture to dry ingredients; stir just until dry ingredients are moistened. (Batter will be lumpy.) Pour into sprayed pan. Sprinkle with remaining 1/2 cup cheese.
Bake at 425°F. for 18 to 22 minutes or until toothpick inserted in center comes out clean. Serve warm.