Heat oven to 350°F. Grease 12-inch pizza pan or 13x9-inch pan. In small bowl, combine all crumb mixture ingredients; mix well.
In medium bowl, combine apples, 1 tablespoon pancake mix and lemon juice; mix well. Set aside.
In small bowl or blender container, combine 1 tablespoon brown sugar, cottage cheese, oil and eggs; blend well. Stir in 1 cup pancake mix just until moistened. Spread batter evenly in greased pan.
Top with apple mixture; spread to within 1 inch of edge of pan. Sprinkle crumb mixture over apples.
Bake at 350°F. for 20 to 25 minutes or until golden brown. Just before serving, combine topping ingredients. Cut pancake into wedges; serve warm with topping.